Payday loans: Make ’em bigger in Florida? Senior group says no

Thanks for everything you guys are the best! Legislative efforts at the state level, launched partly in anticipation of tighter U. It seemed like I was never going to get out of the cycle, but with your companies help I'm able to sleep better at night. We are aware of the issues that arise with payday loans, so we allow you to make your first payment as far as 2 weeks from the date you enroll in our program. The bottom line on payday loans: This has been a tough journey, but with your companies help I was able to make it through some really hard times. Weekday Help Weekend Discussion and Victory day challenges:

Contact Us

Federal Trade Commission

2. obtain paper bank account statements for each month over the duration of the loans clearly marking and tallying all payday loan debits. 3. calculate exact amounts debited for each loan, noting the amount by which you have overpaid based on your state law. Payday loan consolidation and help Too many online payday loans I have 4 online payday loans, all taken within the last 6 months I owe around $1, total but I cannot continue paying these outrageous fees every two weeks. Payday Loans-Consolidation can negotiate a lower rate of interest on your payday loans thereby allowing you to get better control of your current financial situation. We will set you up with an affordable monthly payment, while helping you end the payday loan cycle.

Welcome to Reddit,

How It Works

A payday loan — that is, a cash advance secured by a personal check or paid by electronic transfer is very expensive credit. The check casher or payday lender agrees to hold your check until your next payday. The bottom line on payday loans: Try to find an alternative.

If you must use one, try to limit the amount. Borrow only as much as you can afford to pay with your next paycheck — and still have enough to make it to next payday. Payday loans and certain other financing offered to servicemembers and their dependents must include certain protections, under Federal law and a Department of Defense rule.

Most fees and charges, with few exceptions, are included in the rate. Creditors also may not, for example, require use of a check or access to a bank account for the loan, mandatory arbitration, and unreasonable legal notices. Military consumers also must be given certain disclosures about the loan costs and your rights.

Credit agreements that violate the protections are void. Creditors that offer payday loans may ask loan applicants to sign a statement about their military affiliation. Even with these protections, payday loans can be costly, especially if you roll-over the loan.

You may be able to borrow from families or friends, or get an advance on your paycheck from your employer. If you still need credit, loans from a credit union, bank, or a small loan company may offer you lower rates and costs. They may have special offers for military applicants, and may help you start a savings account. Payday Loans-Consolidation can negotiate a lower rate of interest on your payday loans thereby allowing you to get better control of your current financial situation.

We will set you up with an affordable monthly payment, while helping you end the payday loan cycle. We are aware of the issues that arise with payday loans, so we allow you to make your first payment as far as 2 weeks from the date you enroll in our program. Our goal is to go above and beyond your expectations. The best part is that we contact your lenders within 24 hours from the time you enroll in our program. To learn more and to find out how much we can save you please contact us at or you can submit the form at the top of the page.

Too Many Payday Loans? Get A Free Quote. Reduce the High Interest. Relief from Payday Loan Debt. About Us Payday Loans-Consolidation can negotiate a lower rate of interest on your payday loans thereby allowing you to get better control of your current financial situation. I really appreciate everything your team has done for me. I am not completely debt free thanks to you guys and I can finally take that dream vacation with all the extra money you have saved me. You guys are the best!

I appreciate all your help and hope I don't ever get stuck in the payday loan cycle again, but if I do I know I can always count on your team! I appreciate your patience, understanding and willingness to work with me to get my finances back on track. This has been a tough journey, but with your companies help I was able to make it through some really hard times.