In order to get the money you sign for it. Do not let them intimidate you! They have the necessary info to continue with drawing the remaining balance of the loan as per loan agreement which has worked out fine until now or contact me using the USPS so there is written documentation. I will start calling government officials and anyone else I can to see to it that not only will my loan be removed as paid in full but I want repayment for previous overpayment and something done permanently to stop this illegal loan practice!!! If you have a wireless key fob, they may hold one of those as collateral. The lady said they couldn't cancel it and so 2 payments would come out of 1 paycheck.
What to consider when choosing a payday and title loan lender
I took out a $ payday loan. They have taken over $ from my account already and I called to get my 'payoff' - they say I still owe close in-a.ga › All reviews › Cash Services › Cashone. Payday Loans in West Jordan, UT. See business rating, customer reviews, contact information and more. This Business Is Not BBB Accredited. CashOne. Submit a Review. Cash One Financialin-a.ga I really got myself in a fix when my car suddenly broke down. What was worse, I was short on cash and needed funding for repairs immediately. Thanks to CashOne that came to the rescue by providing quick online payday loan!in-a.ga
The One Click Cash website claims that all transactions are handled by their tribal offices in the US. I will definitely seek reimbursement. I took out a loan for Christmas for my kids. This is illegal and aimed at disabled low income consumers.
This is loan sharking to say the least and it's outright robbery to expect 4 plus back on a 20 month loan. I'm now taking every step possible to put the word out to consumers and to get this business shut down!!! Do not do any business with this company. Filed a BBB complaint. I will start calling government officials and anyone else I can to see to it that not only will my loan be removed as paid in full but I want repayment for previous overpayment and something done permanently to stop this illegal loan practice!!!
Anyone else out there needs to speak up, and stand up for your legal rights. This company should not be allowed to get away with such practices. I'm going to get it stopped!!! As you know the state of Pa. However I did have three or four Quick loans in , and Prior to Pa putting a stop to them. I never had a problem with my payments.
Then on they phoned me three times offering me a loan. One went through with the wrong checking acct. Therefore I declined it. They wanted my physical signature which I sent them via email. They said they never received it and faxed it twice costing me 22,00 in fees as it's a dollar a page and there were 13 pages to be sent back. Their manager who assisted me put the wrong date on the paperwork.
Since then I have never received a loan and one of their managers put my information in compliance. A woman called me to confirm that I wanted all of my personal information removed from their data base. It is not gone from the data base and now I had someone screaming at the top of the roof stating I would lose my disability and be arrested if I didn't pay back a loan I never received. I told them I would love to catch whomever did use my information.
My bank clearly shows no loans were deposited. These people are running a scam for all of our social security numbers and more. For more information about reviews on ConsumerAffairs. I applied for my 1st loan over a year ago and paid like I agreed. They automatically took my payment out of my acct. After several weeks later they refused to give me another loan saying "not at this time". A couple or three months ago they called me and said I paid very prompt on the 1st one and now offered me another loan.
I said "okay", filled out the app the same with my checking acct. The following month the pymt was not taken out the day it should have been. They finally called after I called numerous times and said they could not automatically take it from my checking acct, but could now use my debit atm card. So I give it to them and they still did not take it out.
I again got another call saying they had issues and asked me to mail them a check which I did. It still has not been cashed and now they are acting as though they never received my payment which are saying I promised to mail them a money order. I'm not going to do that unless I GET my check back.
Something is not right and I feel that I'm going to be scammed or wiped out. Someone needs to call me as I can't pay this all at one time and don't know what to do.
These are bad people. When I called, I was informed of something totally different. I was beyond livid. Due to the holidays coming and being low on cash I like a fool applied for a loan.
All I had to do was put on green dot card as proof I could make payments and the money would be refunded to me once I had funds. Well that was a lie. After I put on card plus 4. I was livid and not only that they kept my I am not letting this go. Do not believe them, if they call hang up! Guessing by the reviews that I'm reading that you guys and gals are in the same predicament with One Click Cash as I am.
One Click Cash has been calling me to get this matter taken care of Is anyone interested in getting a class action lawsuit going against One Click Cash? I'm all for it!! One Click Cash has put my phone number on a rotating daily call list. When I have called them back they demand my Social Security Number. They have made several of same demands and have asked for person information. I refuse to give them that information, they threaten me with various forms of taking my home, putting me in jail, ruining my credit forever.
For those who are familiar with credit laws in your state, please do not be threatened with this company. They cannot ruin your credit, because they cannot turn you over to standard credit bureaus, also they cannot call the police. Police Officials do not handle consumer affairs. These folks are bullies and pray on the innocent. I had taken payday loans with this company since Never had any issues, I made all my payments on time.
After paying off each loan, 20 days or so later I would receive an email stating I was eligible for another loan with a higher loan amount. My final loan with One Click Cash was to be paid off March In September I noticed my loan payment hadn't withdrawn from my checking account. The first week of October I received a phone call from a One Click Cash representative explaining there were issues between them and my bank and could I call them back.
They requested a payment through my bank card and all interest would be waived. So I took them up on the offer, and my payments were completed in December I have checked on their website, and it shows I paid my account in full in December , but I am unable to request any further loans, every time I try and submit my info, it tells me there is an issue. I assume they are shut down from doing business. While every payday loan makes a killing on their fees, I never had issues with this company at all.
I did take out a loan with these people but it is paid as of April 25, that's what their website says. I am now being threaten with being sent to jail.
I got home today and there was a call from the police dept. I am 64 years old. I don't know what to do. IF I still owe them I will gladly pay them, but the people don't want a credit card.
They want me to go to Walmart and get a MoneyPak card and send the numbers on the card. If I do this I will have no proof that I paid this. What do I do? The company called me to get authorization for payment in September because they said they were having a payment processing problem with the ACH payment through my bank.
When I talked to the agent, I also agreed to have the October and November payments set up to be paid as well. On November 6, , I received an e-mail asking about the October payment. I stated to them that I had already set payment authorization by credit card and that they need to check their phone records.
At this point, they have never billed for the October or November payments and they have not e-mailed or called me either. Also, the funds were in the bank both months and nothing has been processed. I hope they are not trying to send me through collections or trying to get this money now because those funds are now gone. Any suggestions would help. I totally regret that I applied for a loan with OneClickCash back in June and as they started debiting from my account which is fine that's what I agreed to when applying for this loan but for some reason, they stopped debiting from the account and then recently, I answered one of those calls.
Not that I agree to pay them this amount but just want to put this behind me and it was stupid of me getting a loan from this company and, oh god, the last person I talked to at customer service was so rude and such a liar too. I already admit that I was stupid that I took the loan from them and she was not only rude but accused me of something that I didn't say. She said that I need to stop saying it's their fault on everything and I said I never said that and I even asked her to play back the conversation on this phone call and she said she is not going to do that.
Yeah, I wonder why. I've had a couple of payday loans with this company over the past couple of years. Recently, they called and said they were having "processing" issues with withdrawing payments from my bank account and asked that I pay the remaining principal and they would not charge the fee.
I told them I would have to check this out with my bank because this seemed strange. I also discovered they are under investigation by the FTC. I e-mailed them and told them what I had discovered and guess what I just checked my account on their website and the loan status is showing as "paid in full" as of October 9, I suggest anyone with a loan check to see if they are licensed in your state and what the max interest allowable is.
Confront them with it and see what happens. One Click Cash and other payday loan companies are blocked from ACH withdrawals from your bank accounts. That is why they are attempting to obtain your credit card information. They are attempting to circumvent the laws.
In fact many companies have been ordered to pay restitution and barred from collecting on any unpaid loans. They have my email address and home address but will not contact me through either but want me to give them debit or credit card info over phone which I refuse.
They have the necessary info to continue with drawing the remaining balance of the loan as per loan agreement which has worked out fine until now or contact me using the USPS so there is written documentation. One Click Cash want my credit card number. They didn't take any interest this month and are calling every day wanting everything I owe. They said because of processing issues. WTF does that mean? They just called me again! This is the most useless excuse for a loan company.
I have fought with OneClick since January. I never tried for a loan with them but somehow they got my info and drained my account over and over. I now have no bank and am at risk of getting into trouble because of this. I never heard of them until I went to make a purchase and my account was in the neg. I have turned them in multiple times.
It has gone nowhere!!!!!!! If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can help solve a potentially serious financial problem. Some folks are looking to bridge a short-term cash need between pay cheques. Others want to avoid bounced cheque fees or late payment penalties. Some clients prefer the payday loan route over having to pawn personal possessions.
There are no other fees or charges on our loans. Your bank or financial institution may also charge you an NSF non sufficient funds fee. So as to avoid the overdue fee and overdue interest, please ensure that you have sufficient funds in your bank account on your loan payment due date. In the event that you do not repay us on a loan, you will not be permitted to borrow from us again until such time as you have repaid your outstanding delinquent loan.
In addition, your file, including all delinquency information regarding your delinquent loan, will be sent to a third party collection agency. We only use reputable collection agencies that comply with all prevailing best and lawful collections practices. Any customer who does not repay his or her loan in full by the loan's due date will be considered delinquent and the loan will be classified as non-payed.